May
11
0

Small Business Administration

Author admin     Category small business     Tags
If you’re a woman, small business grants are available to you when starting your business, as well as if you need a little extra help along the way. Unlike loans, most grants do not need to be paid back. Such  grants make it very practical for women to advance in their small business practices.

Woman Small Business Grants Available with Research

When you’re a woman, small business grants may seem difficult to obtain, but in actuality, they’re not. In fact, some organizations are geared especially for women and women only. These organizations have specific guidelines to follow for obtaining a grant. It’s important to know how to write a grant proposal and cover letter. Below are some guidelines to help you along the way.

Woman Small Business Grants: Writing the Cover Letter for a Grant Proposal

If you’re a woman, small business grants are a wonderful way to fund a project or business, but first you need to write a cover letter and grant proposal. This article will focus on what goes in your cover letter. Grant proposals require a lot of work, research, clarity and purpose, so be sure to know specifically what you’re needing.

A cover letter should include:

AMOUNT: We are pleased to submit this proposal in the amount of...Your first paragraph tells the amount.

PURPOSE: This grant is for the purpose of...

HIGHLIGHTS:
· What you plan to do
· Programs
· Specific purpose
· Provide for the needs of...

RELATIONSHIP:
· Mention how this organization might be tied in to your organization
· You have been a support in the past
· Thanks for attending shindig
· Opportunity to meet
· Thanks for spending time on the phone

THANKS: A short paragraph thanking them for considering the enclosed grant proposal

CONTACT: Questions, contact so and so...Grant is signed by CEO/endorsed by leadership, but contact person should be the grant writer.

If you’re a woman, small business grants are available to you when starting your business, as well as if you need a little extra help along the way. Unlike loans, most grants do not need to be paid back. Such  grants make it very practical for women to advance in their small business practices.

Woman Small Business Grants Available with Research

When you’re a woman, small business grants may seem difficult to obtain, but in actuality, they’re not. In fact, some organizations are geared especially for women and women only. These organizations have specific guidelines to follow for obtaining a grant. It’s important to know how to write a grant proposal and cover letter. Below are some guidelines to help you along the way.

Woman Small Business Grants: Writing the Cover Letter for a Grant Proposal

If you’re a woman, small business grants are a wonderful way to fund a project or business, but first you need to write a cover letter and grant proposal. This article will focus on what goes in your cover letter. Grant proposals require a lot of work, research, clarity and purpose, so be sure to know specifically what you’re needing.

A cover letter should include:

AMOUNT: We are pleased to submit this proposal in the amount of...Your first paragraph tells the amount.

PURPOSE: This grant is for the purpose of...

HIGHLIGHTS:
· What you plan to do
· Programs
· Specific purpose
· Provide for the needs of...

RELATIONSHIP:
· Mention how this organization might be tied in to your organization
· You have been a support in the past
· Thanks for attending shindig
· Opportunity to meet
· Thanks for spending time on the phone

THANKS: A short paragraph thanking them for considering the enclosed grant proposal

CONTACT: Questions, contact so and so...Grant is signed by CEO/endorsed by leadership, but contact person should be the grant writer.


Jun
17
0

Meta Content Sba

Author admin     Category small business     Tags
A Break from the Cheating ScandalsJada Pinkett Smith explained on The Oprah Show how she and husband Will Smith keep the sex alive. "I want to know what you do to keep this flame burning," Oprah Winfrey asked. Jada said she does such things as send Will sexy pictures to remind him of what's waiting at home or if Will is on the set of Hawthorne, they take breaks. An embarrassed Will Smith grinned and squirmed but did not deny her admissions

Jada Pinkett Smith's revelations are a welcome change from the infidelity scandals

Although some would assert that Jada Pinkett Smith should keep her mouth shut when it comes to intimate details about her marriage, lately all the public has got on the subject of celebrity marriages is negativity. It has been a season for celebrity cheating and it's so bad that the public expects celebrity marriages to fail.

Listening to Jada Pinkett Smith describe her marriage to Will Smith, one that has lasted for over 10 years, is a refreshing change. Both Will and Jada look healthy and happy. We have no word that Will is a celebrity that drinks and visits prostitutes. We have no word that Jada is a celebrity that takes drugs and starves herself. On the surface, they look like two people in a happy marriage.

Should we believe Mr. and Mrs. Smith?

Is the Smith love affair fact or fairy tale? Changes are if there's some dirt to tell on the Jada Pinkett Smith and Will Smith marriage, it would have been dug up by now. The National Enquirer and similar outfits have gotten really good at uncovering all the sordid details of celebrity relationships. So far, there's no icky dirt on the Smith marriage. It's a joy to see a celebrity marriage that's working and many would like to see it remain that way.

Source:

Jada Pinkett Smith "Embarrasses" Hubby Will on 'Oprah Winfrey', (VIDEO)TV Replay

A Break from the Cheating Scandals

Jada Pinkett Smith explained on The Oprah Show how she and husband Will Smith keep the sex alive. "I want to know what you do to keep this flame burning," Oprah Winfrey asked. Jada said she does such things as send Will sexy pictures to remind him of what's waiting at home or if Will is on the set of Hawthorne, they take breaks. An embarrassed Will Smith grinned and squirmed but did not deny her admissions

Jada Pinkett Smith's revelations are a welcome change from the infidelity scandals

Although some would assert that Jada Pinkett Smith should keep her mouth shut when it comes to intimate details about her marriage, lately all the public has got on the subject of celebrity marriages is negativity. It has been a season for celebrity cheating and it's so bad that the public expects celebrity marriages to fail.

Listening to Jada Pinkett Smith describe her marriage to Will Smith, one that has lasted for over 10 years, is a refreshing change. Both Will and Jada look healthy and happy. We have no word that Will is a celebrity that drinks and visits prostitutes. We have no word that Jada is a celebrity that takes drugs and starves herself. On the surface, they look like two people in a happy marriage.

Should we believe Mr. and Mrs. Smith?

Is the Smith love affair fact or fairy tale? Changes are if there's some dirt to tell on the Jada Pinkett Smith and Will Smith marriage, it would have been dug up by now. The National Enquirer and similar outfits have gotten really good at uncovering all the sordid details of celebrity relationships. So far, there's no icky dirt on the Smith marriage. It's a joy to see a celebrity marriage that's working and many would like to see it remain that way.

Source:

Jada Pinkett Smith "Embarrasses" Hubby Will on 'Oprah Winfrey', (VIDEO)TV Replay


Aug
15
0

Printable - College Loans From 2009 Recovery Act Promote Online Education

Author admin     Category small business     Tags

When President Obama proposed his Recovery Act in 2009, what many didn't realize is that it wasn't just focused on jobs. The act, which totals over $787 billion, is actually divided into three key sectors: Tax benefits, Contracts, grants and loans, and Entitlements. It's that second third, Contracts, grants and loans, that will have a major impact on online colleges. For many, college loans mean they can attend school, where on their own it was impossible.

"All along that education pipeline, too many people", he said in a speech last year, "are slipping through the cracks. It's not only heartbreaking for those students; it's a loss for our economy and our country."

One statistic President Obama wanted to seriously address is that only 29% of U.S. adults have a college degree, fewer than in many other industrialized nations. Only about 40% of Americans who start college graduate. The price of higher education, which rises by an average of 8% a year, contributes to the high dropout rate.

For example, in his first year of office alone, the President dedicated $500 million to have community colleges develop new online education programs. From there, he wants to have these courses available to all students who can get online, from their desktop to the new Amazon Kindle. Actually, what's truly amazing is he wants to see 20-25 new government-approved courses available per year.

One of the key reasons for this program is the overall affordability of online education versus on campus. The Board of Education estimates that online education costs a student approximately 40% less than going on campus. The average cost of an on campus education these days is $150,000 for a four-year degree, while USA Today reports the cost is $65,000 for the same amount of time.

Further, the report says, online education is no longer the domain of basket weaving easy courses and mass produced diplomas. Online academies offer courses that are every bit as thorough and competitive as going to a campus. Couple this with the cost saving element and one can easily see why President Obama is gung-ho on online education. By encouraging students to get equally competitive educations online, he's getting more students to school for each government dollar spent.

There are other cost factors going to school online has over on campus, and this is to assuage the dropout problem. Online students can hold down jobs, many times getting financial aid from companies like recognizable food chains, as they continue their education. The cost savings comes in the cut in commute time, possible baby sitter fees for working parents, and the wear and tear constant commuting does on vehicles.

When President Obama proposed his Recovery Act in 2009, what many didn't realize is that it wasn't just focused on jobs. The act, which totals over $787 billion, is actually divided into three key sectors: Tax benefits, Contracts, grants and loans, and Entitlements. It's that second third, Contracts, grants and loans, that will have a major impact on online colleges. For many, college loans mean they can attend school, where on their own it was impossible.

"All along that education pipeline, too many people", he said in a speech last year, "are slipping through the cracks. It's not only heartbreaking for those students; it's a loss for our economy and our country."

One statistic President Obama wanted to seriously address is that only 29% of U.S. adults have a college degree, fewer than in many other industrialized nations. Only about 40% of Americans who start college graduate. The price of higher education, which rises by an average of 8% a year, contributes to the high dropout rate.

For example, in his first year of office alone, the President dedicated $500 million to have community colleges develop new online education programs. From there, he wants to have these courses available to all students who can get online, from their desktop to the new Amazon Kindle. Actually, what's truly amazing is he wants to see 20-25 new government-approved courses available per year.

One of the key reasons for this program is the overall affordability of online education versus on campus. The Board of Education estimates that online education costs a student approximately 40% less than going on campus. The average cost of an on campus education these days is $150,000 for a four-year degree, while USA Today reports the cost is $65,000 for the same amount of time.

Further, the report says, online education is no longer the domain of basket weaving easy courses and mass produced diplomas. Online academies offer courses that are every bit as thorough and competitive as going to a campus. Couple this with the cost saving element and one can easily see why President Obama is gung-ho on online education. By encouraging students to get equally competitive educations online, he's getting more students to school for each government dollar spent.

There are other cost factors going to school online has over on campus, and this is to assuage the dropout problem. Online students can hold down jobs, many times getting financial aid from companies like recognizable food chains, as they continue their education. The cost savings comes in the cut in commute time, possible baby sitter fees for working parents, and the wear and tear constant commuting does on vehicles.

Jul
7
0

Foundations

Author admin     Category small business     Tags
  • Foundations on Line
    foundations,foundation,community foundations,community foundation,private foundation,private foundations,Foundations and Grantmakers
  • Foundations - home page top
    SAFETY. At Foundations®, safety of children is our first priority. We apply every resource at our disposal to make our products the safest they can be.
  • Foundation Center - Knowledge to Build On
    Directory of private philanthropic and grant making foundations on the Internet.

Jun
26
0

Funding

Author admin     Category small business     Tags

More and more small business owners are looking at merchant cash advance as a viable source for operating capital and cash flow. Although, the economy is somewhat recovering from the worst downturn in the last 80 or so years, business lines of credit, especially loans for operating capital have all but dried up and disappeared. Not only the banks have tightened the reigns on handing out loans to small businesses, customers have also wisened up to the new realities of our time and have tightened up on the money belt. This is where merchant cash advance comes in.

What is a Merchant Cash Advance?

A merchant cash advance is different from a traditional small business loan. With a traditional small business loan there are many disadvantages such as lack of flexibility, long waits for approval, interest amounts, access to paid portion of the loan, possible binding covenants, and the fixed charge the bank usually requires. With a merchant cash advance, these issues are eliminated from the scenario. The application process is quick and you get access to the funding in as little as five days.

How does it work?

Basically, a merchant cash provider will purchase a percentage of your future Visa / Master Card / Amex / Discover / Diner receipts and advance those funds to you up-front. You use the money without restriction. The merchant financing provider then deducts a small percentage daily from your future credit card sales. There are no fixed monthly payments; instead a portion of your monthly credit card transactions is deducted until your advance is paid back.

What are the qualifications?

The main requirements for a merchant advance are to meet a certain amount of credit card transactions, since this is the form of repayment; to have been in business with credit report history for at least 12 months; and to have a premises lease with at least 12 months remaining.

What can you do with the money?

With a cash advance you can purchase new equipment, fund payroll, pay taxes, expand your marketing, purchase supplies, catch up on rent or other bills, take advantage of expansion opportunities or you can use the money for any other purpose - it's entirely up to you!

More and more small business owners are looking at merchant cash advance as a viable source for operating capital and cash flow. Although, the economy is somewhat recovering from the worst downturn in the last 80 or so years, business lines of credit, especially loans for operating capital have all but dried up and disappeared. Not only the banks have tightened the reigns on handing out loans to small businesses, customers have also wisened up to the new realities of our time and have tightened up on the money belt. This is where merchant cash advance comes in.

What is a Merchant Cash Advance?

A merchant cash advance is different from a traditional small business loan. With a traditional small business loan there are many disadvantages such as lack of flexibility, long waits for approval, interest amounts, access to paid portion of the loan, possible binding covenants, and the fixed charge the bank usually requires. With a merchant cash advance, these issues are eliminated from the scenario. The application process is quick and you get access to the funding in as little as five days.

How does it work?

Basically, a merchant cash provider will purchase a percentage of your future Visa / Master Card / Amex / Discover / Diner receipts and advance those funds to you up-front. You use the money without restriction. The merchant financing provider then deducts a small percentage daily from your future credit card sales. There are no fixed monthly payments; instead a portion of your monthly credit card transactions is deducted until your advance is paid back.

What are the qualifications?

The main requirements for a merchant advance are to meet a certain amount of credit card transactions, since this is the form of repayment; to have been in business with credit report history for at least 12 months; and to have a premises lease with at least 12 months remaining.

What can you do with the money?

With a cash advance you can purchase new equipment, fund payroll, pay taxes, expand your marketing, purchase supplies, catch up on rent or other bills, take advantage of expansion opportunities or you can use the money for any other purpose - it's entirely up to you!


Jun
24
0

Assistance

Author admin     Category small business     Tags
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